For SEPA (Single Euro Payments Area):
SEPA required changes in each administration.
You may need a tool to convert from Excel.
Such a tool, ‘Pain files from Excel’, is written and documented in English.
The tool can easily be changed for use in any SEPA country.
Download:
The banks in the SEPA differ in their requirements.
In case you are interested, please send me a message by e-mail.